Pro Account™ FAQs

Topstep provides an additional option after completing the Trading Combine. This option is called the Pro Account. Either the Pro Account or Funded Account can be selected. Only one funded-level account can be active at one time.

*Please note that the Pro Account is not currently available on the TradeStation platform.

1. Are the profits in my Pro Account™ real money?

The profits in your Pro Account are simulated. Once your simulated balance reaches $5,000, or $2,500 for the Swing Trading Combine, we will start you in a Premium Funded Account™, a live trading account with a starting balance of $5,000 or $2,500 depending on the type of Pro Account.

If, however, a rule is broken in the Pro Account, the account will be closed and any simulated profits will be forfeited. The trader is then eligible to return to the Trading Combine to earn new funding.


2. What are the benefits of the Pro Account?

The Pro Account comes with a number of benefits. It provides the same opportunity to earn from your trading as the Funded Account® but allows you to adapt to trading for real money in a familiar, simulated environment.

3. Why is Topstep offering the Pro Account?

From our own personal experience and after funding traders for years, Topstep understands how challenging trading can be — from the upfront costs to the added pressures of live capital management. We understand that there is a psychological jump from trading in the Trading Combine® to trading a live Funded Account. And we’ve seen how that can impact our funded traders.

We constantly work to ensure that traders are set up with their best chance at success. That includes easing the hurdle that many traders experience when trading live money. We decided to create the Pro Account to see if it helped traders be more successful. 


4. Do I have to choose the Pro Account?

No. Participation in the Pro Account is completely voluntary.


5. Is this just another barrier to trading live money?

No. The Pro Account is an option for traders that may find it beneficial. After passing the Trading Combine Step 1 and Step 2, every trader has the ability to trade live capital in a Funded Account.

However, while funding traders, we have observed that there is a psychological barrier for many traders to place “live” trades. That sometimes results in traders struggling early in the account.

You know your trading better than we do. So if you would find it beneficial to trade in a familiar environment to the one where you passed the Trading Combine with lower costs, while still earning real money from your trades (via a starting balance when you reach the Funded Account), then we would like to extend that offer. 


6. Who should choose the Pro Account?

We believe the Pro Account is a viable option for all traders, regardless of trading style. We designed the Pro Account to allow for a better transition to trading live capital with a number of benefits. 


7. How do I get into the Pro Account?

First, you have to pass the Trading Combine Step 1 and Step 2. After that, if you are eligible to participate, you will receive an email offer.


8. When do I transition to a Premium Funded Account?

Once you choose the Pro Account, you transition into a Premium Funded Account when you have reached your profit target. $5,000 in simulated profits or $2,500 for the Swing Trading Combine.


9. What happens when I transition into a Premium Funded Account?

We will begin the process of establishing your account as soon as we receive your Premium Funded Account Agreement. It can generally take 7 - 10 business days to work with our broker partners to complete the process. Once your account is ready, we will provide you with your login credentials. The Premium Funded Account will begin with a starting balance of $5,000, or $2,500 for the Swing Premium Funded Account. The process can be reviewed here.


10. What are the rules I need to follow? What happens if I break a rule while trading in my Pro Account?

The rules in the Pro Account are found here.

If you break any rule in your Pro Account, your account will be closed since there is no reset option. If you break a rule with positive simulated profits, those profits will be forfeited and your account will be ineligible to transition into a Premium Funded Account.


11. Can I have an unlimited number of Pro Accounts and stay in the Pro Account indefinitely?

No, a trader is limited to passing a maximum of three Pro Accounts. This means they have reached the profit target in three different Pro Accounts to earn a Premium Funded Account. The Pro Account is intended to provide a transition between the Trading Combine and trading live markets. Our goal is to get you trading live capital and to share in profits.

Traders that become ineligible for the Pro Account after hitting the maximum limit of three passes are welcome to continue to trade with Topstep and earn Funding; however, the individual trader is no longer eligible for the Pro Account.


12. What happens if you break a rule in the Pro Account?

Once you reach the funded level (Pro Account, Funded Account, Premium Funded Account), should you break a rule with a profit above your starting balance, you can start again in Step 2; if you have a loss below your starting balance you'll start again in Step 1 to prove you can profit.

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