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How does the monthly subscription work?
How does the monthly subscription work?
Updated over a week ago

Your Trading Combine subscription will recur monthly from the sign-up date until you pass. The Trading Combine subscription automatically ends once you pass, and there is no monthly subscription fee in the Express Funded Account. To check your upcoming rebill date or manage your subscription, click here: My Topstep Dashboard - Billing.

How long does it take to pass the Trading Combine and earn a Funded Account?

While it is possible to pass and become a Funded Trader in as little as 2 days (due to the Consistency Target), there is no specific time limit or requirement for completing or passing the Trading Combine. Your Trading Combine subscription will rebill each month until you pass and earn the Express Funded Account, or cancel your Trading Combine subscription.

What happens to my subscription if I reset my account or break a rule?

If you hit the Maximum Loss Limit in your Trading Combine, that account will be 'Ineligible' for Funding until it's reset, but this will not automatically cancel the subscription.

Your monthly rebill date will not change when you reset your account. A Reset is completely independent of your monthly subscription fee and Resets can be purchased at any time without ever affecting your billing date.

If you've broken the Maximum Loss Limit in your Trading Combine®, we'll reset your account for no additional fee on the billing date after your rebill payment is processed. Learn more about the Reset-at-Rebill here.

Your Trading Combine doesn't automatically close or cancel if you hit your Maximum Loss Limit, but the account will become ineligible for funding until it's reset. Learn more here: If I break a rule, does my Trading Combine® automatically close?

Can I put my Trading Combine subscription on hold?

Due to system limitations, you will not be able to put your Trading Combine account or pause a subscription once it's started. Once you start a new Trading Combine, that subscription will renew monthly until you pass the Trading Combine, which earns you your Express Funded Account, or until you choose to cancel. You would not be able to start a Trading Combine subscription, place it "on hold" and then restart that same subscription where you left off last.

That being said, there is no time limit for passing or completing the Trading Combine; You are welcome to keep the Trading Combine subscription active while you are away (keep in mind you’ll still be billed once a month), or you can cancel your subscription. You can then sign up again when you're ready to trade. If you do cancel the subscription, any progress on the old account will be lost.

I just opened a new Trading Combine. Will my other one automatically close?

You are permitted to have multiple Trading Combine accounts at the same time as long as they're under the same Topstep profile, and any additional Trading Combines will not automatically cancel other active Trading Combine subscriptions. It's important to note that you are only allowed one Topstep profile based on our Single Account Policy. You can view the full details about trading on multiple Trading Combines here: Can I have more than one active account?

When do I need to pass my Trading Combine to avoid being rebilled again?

If you want to avoid being rebilled after passing your Trading Combine, your Trade Report needs to reflect that you've passed before your rebill date. For example, if your rebill date is on the 5th of each month, you'll need to pass your Trading Combine before the trading day ends on the 4th to avoid being rebilled.

Why was I rebilled when my account status is ineligible?

If you've broken the rule and hit the Maximum Loss Limit in a Trading Combine account, your subscription will not automatically cancel as a result of the broken rule; the Trading Combine is a subscription and you will be automatically charged on your rebill date each month until you pass the Trading Combine or choose to cancel the subscription.

I use PayPal, is there anything I should be aware of?

PayPal can be used as an alternative to credit or debit cards for monthly rebilling, as well as Reset purchases. For PayPal users, you will see your monthly subscription process one day before your rebill date. PayPal can only be used for your subscription when purchasing a new Trading Combine; if the rebill is missed for any reason, you will need to change your payment method to a credit or debit card.

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